Products Liability
Liability for injury or damage caused by your products after they leave your control, including defence costs
Products liability responds to injury or property damage caused by goods you have manufactured, imported, supplied or repaired, after they have left your control.
- Claims from consumers and businesses for harm caused by a defective product
- Legal defence costs, subject to the insurer's consent
- Territorial limits and jurisdiction clauses, which matter most for exporters
- An annual aggregate limit rather than an open number of occurrences
The cost of recalling or replacing the product itself is not covered by the standard wording, and recall cover is bought separately. Claims arising from goods supplied before the retroactive date are also excluded.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
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