Third Party Liability
Your legal liability for injury or property damage caused to others by your premises and day-to-day operations
Public liability covers your legal liability for injury to third parties, or damage to their property, arising from your premises and business activities.
- Injury to visitors, customers and passers-by
- Damage to neighbouring property caused by your operations
- Legal costs and defence expenses incurred with the insurer's agreement
- Contractual liability where the wording is extended to accept it
- Limit set per occurrence, sometimes with an annual aggregate
Damage to property in your care, custody or control, liability towards your own employees, and product-related claims sit outside this policy and are insured separately.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
Request a quote for Third Party Liability
Leave your details and we'll come back with options from several insurers.
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