Professional Indemnity
Cover for financial loss a client suffers from an error in your professional advice, design or service
Professional indemnity covers financial loss suffered by a client because of a negligent act, error or omission in professional services. It is bought by consultants, engineers, architects, accountants, and design and technology firms.
- Claims alleging faulty advice, design error, or failure to meet professional standards
- Defence costs, usually within the limit rather than in addition to it
- Written on a claims-made basis, with a retroactive date governing past work
- Run-off cover needed once a contract or the practice itself ends
Deliberate breach, guaranteed outcomes and trading debts are excluded. Continuity of cover matters more here than in most classes.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
Request a quote for Professional Indemnity
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