Workmen's Compensation / Employer's Liability
Compensation and legal liability for employees injured at work, rated on declared wages and adjusted at expiry
This cover deals with injury, occupational disease or death suffered by your own employees in the course of their work. Kuwaiti labour law places compensation obligations on the employer, and the policy funds them.
- Compensation scale benefits for death and permanent disability
- Medical treatment costs arising from a work injury
- Employer's liability for amounts awarded beyond the statutory scale
- Legal costs of defending an employee's claim
Premium is rated on declared wages and occupation, then adjusted at the end of the period against actual payroll. Contractors should confirm whether subcontract labour is included or must be declared separately.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
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