Erection All Risks
Cover for plant and machinery during storage, erection, testing and commissioning, plus liability arising from the works
Erection all risks covers the installation, assembly and testing of plant, machinery and steel structures. It is the counterpart to contractor's all risks where the value sits in equipment rather than civil works.
- Damage during storage, erection, commissioning and testing
- Fire, collapse, dropping, impact, and faulty erection to the extent the clause allows
- Testing and commissioning period, usually limited to a stated number of weeks
- Third-party liability and surrounding property extensions
The testing phase carries the highest exposure, so its duration and the limit applying during it deserve attention before the policy is bound.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
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