Electronic Equipment

All risks cover for computers, servers and specialised devices, including data media and increased cost of working

Electronic equipment insurance covers computers, servers, medical devices, laboratory and broadcast equipment on an all risks basis, including causes a fire policy excludes.

  • Sudden and accidental damage, electrical faults, short circuit and power surge
  • Fire, water damage, theft and operator error
  • External data media, and the cost of restoring data from backup
  • Increased cost of working while equipment is repaired or replaced

Values should be stated as new replacement cost including installation. Consumables such as bulbs, batteries and cartridges, and faults covered by supplier warranty, are excluded.

How it works

From enquiry to cover

1
We map the risk

A short conversation about what you do and what you own, so the cover matches reality.

2
We go to the market

We compare wording and limits across insurers, not the premium alone.

3
You choose, we place

We explain the differences in plain terms, then place the policy you pick.

4
We run the claim

If something happens, the file is ours to follow through to settlement.

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