Deterioration of Stock
Cover for refrigerated stock spoiled when the cooling plant breaks down, including disposal of the damaged goods
Deterioration of stock covers goods spoiled in cold storage when the refrigeration plant fails. It is bought alongside machinery breakdown by food importers, pharmaceutical distributors and cold store operators.
- Spoilage from a rise or fall in temperature caused by an insured breakdown
- Accidental escape of refrigerant, and failure of the public power supply where added
- Disposal costs of the damaged stock
- Limit set per chamber or per location, with a deductible in hours or in value
A machinery breakdown policy on the refrigeration plant is normally a condition. Shrinkage, contamination unrelated to temperature, and doors left open are not covered.
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