Contractor's Plant & Machinery
Owned and hired plant covered at site, at rest and in transit, scheduled item by item
This policy covers mobile plant and equipment owned or hired by a contractor, whether at work, at rest, or being moved between sites.
- Cranes, excavators, loaders, generators, compressors and similar equipment
- Accidental damage, overturning, fire and theft
- Cover in transit between sites within the territorial limits
- Hired-in plant, including the contractual hire charges you remain liable for
Items are scheduled individually with serial numbers and values, so the list must be kept current. Mechanical and electrical breakdown, wear and tear, and damage to items being lifted fall outside the standard wording.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
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