Group Life

A death benefit for staff under one master policy, with no medical examination up to the free cover limit

Group life provides a death benefit for employees under a single master policy, without individual medical examination up to the free cover limit.

  • Sum insured set as a multiple of salary or a flat amount per category
  • Free cover limit, above which individual underwriting applies
  • Optional extension to accidental death and permanent disability
  • Benefit paid to nominated beneficiaries or through the company

Cover begins and ends with employment, so joiners and leavers should be reported monthly to keep the schedule accurate.

How it works

From enquiry to cover

1
We map the risk

A short conversation about what you do and what you own, so the cover matches reality.

2
We go to the market

We compare wording and limits across insurers, not the premium alone.

3
You choose, we place

We explain the differences in plain terms, then place the policy you pick.

4
We run the claim

If something happens, the file is ours to follow through to settlement.

Request a quote for Group Life

Leave your details and we'll come back with options from several insurers.

Get a Quote 66009936
Related