Group Life
A death benefit for staff under one master policy, with no medical examination up to the free cover limit
Group life provides a death benefit for employees under a single master policy, without individual medical examination up to the free cover limit.
- Sum insured set as a multiple of salary or a flat amount per category
- Free cover limit, above which individual underwriting applies
- Optional extension to accidental death and permanent disability
- Benefit paid to nominated beneficiaries or through the company
Cover begins and ends with employment, so joiners and leavers should be reported monthly to keep the schedule accurate.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
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