Group Medical
Network health cover for employees and dependants, arranged in categories by grade and renewed on claims experience
Group medical covers inpatient and outpatient treatment for employees, and for dependants where the company includes them. Cover is arranged in categories, each with its own annual limit and network class.
- Hospital admission, surgery, consultations, medication and diagnostics
- Optional maternity, dental and optical benefits with separate sub-limits
- Pre-existing conditions usually accepted for groups above a certain size
- Direct billing at network providers, and reimbursement outside it
The loss ratio at renewal decides the terms, so keeping the member list accurate through the year is worth the effort.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
Request a quote for Group Medical
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