Employee Benefits

Group medical, group personal accident and group life arranged as one programme for your workforce and their dependants

Employee benefits are the covers a company buys for its staff rather than for its assets. They are rated on the group as a whole, which usually means wider terms and lower cost than the same cover bought individually.

  • Group medical for employees and dependants, structured in categories by grade
  • Group personal accident paying a multiple of salary for accidental death or disability
  • Group life providing a death benefit to nominated beneficiaries
  • Free cover limits that avoid individual medical underwriting up to a set amount
  • Claims experience from prior years drives renewal terms, so loss data should be kept clean

We market the programme to insurers, compare wordings rather than premiums alone, and manage additions, deletions and claims through the year.

Included

What this covers

How it works

From enquiry to cover

1
We map the risk

A short conversation about what you do and what you own, so the cover matches reality.

2
We go to the market

We compare wording and limits across insurers, not the premium alone.

3
You choose, we place

We explain the differences in plain terms, then place the policy you pick.

4
We run the claim

If something happens, the file is ours to follow through to settlement.

Request a quote for Employee Benefits

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