Hull insurance covers the vessel, its machinery and equipment against marine perils, together with liability arising from collision.
- Damage from grounding, collision, heavy weather, fire and sinking
- Machinery damage, subject to the wording's treatment of crew negligence
- Collision liability towards the other vessel and its cargo
- Sue and labour costs incurred to prevent or reduce a loss
- Salvage and general average contributions
Cover is limited to declared trading areas and depends on valid class and certificates. Wear and tear, corrosion and unseaworthiness at the start of the voyage are not covered.
How it works
From enquiry to cover
1
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
2
We go to the market
We compare wording and limits across insurers, not the premium alone.
3
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
4
We run the claim
If something happens, the file is ours to follow through to settlement.
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