Home insurance is written in two parts: the structure itself, and the contents inside it. Owners usually take both, while tenants normally insure contents only.
- Fire, explosion, lightning and smoke damage to the building and fixed fittings
- Escape of water from tanks, pipes and air conditioning, the most frequent household claim in Kuwait
- Burglary involving forcible entry, with separate limits for jewellery, cash and valuables
- Householder liability for injury to visitors or damage caused to a neighbouring property
- Optional alternative accommodation while the home is uninhabitable
Sums insured should reflect rebuilding cost and replacement value rather than market price. Under-insurance triggers the average condition and reduces every claim in the same proportion. Gradual seepage, wear and tear, and unoccupied periods beyond the stated number of days are excluded.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
Request a quote for Home Insurance
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