Fidelity Guarantee
Financial loss from employee fraud or theft, written on named individuals, named positions, or all staff
Fidelity guarantee covers direct financial loss caused by fraud or dishonesty of your own employees, discovered during the policy period.
- Theft of cash, stock or goods by employees acting alone or in collusion
- Named individuals, named positions, or all employees on a blanket basis
- Audit costs incurred to establish the size of the loss
- A discovery period extending a set time after an employee leaves
The insurer will expect the controls described at inception to remain in place: segregation of duties, reconciliation and supervision. Losses established only by inventory difference, without proof of a dishonest act, are not covered.
From enquiry to cover
We map the risk
A short conversation about what you do and what you own, so the cover matches reality.
We go to the market
We compare wording and limits across insurers, not the premium alone.
You choose, we place
We explain the differences in plain terms, then place the policy you pick.
We run the claim
If something happens, the file is ours to follow through to settlement.
Request a quote for Fidelity Guarantee
Leave your details and we'll come back with options from several insurers.
Get a Quote 66009936